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Effective marketing will help ensure that your property receives maximum exposure to attract a ready, willing and able buyer (CLICK HERE to review the Hereda Team marketing difference). But the appearance and overall condition of your home contributes to a buyer's crucial first impressions. Appearance and condition apply to the outside of the home as well as the inside.
First, lets discuss curb appeal. Here is your homework: Stand across the street from your house and review its “curb appeal.” If you were a homebuyer pulling up to your home, what would you think? Does it make you want to take the next step and go inside? If someone drove by and saw your For Sale sign would the outside appearance make them call or go online to get more information or schedule a showing appointment? First impressions are everything and you want to be sure that you are putting your best foot forward.
Here are some tips to improve your curb appeal:
Next, lets discuss Interior Appeal. Here is your homework: After looking at your curb appeal, walk into your home with the inquisitive eyes of a home-buyer. Try to see your home as a buyer would, and take action accordingly. Does it feel cluttered or spacious? Are there a lot of personal items around? Does it feel clean or dirty? How does it smell? Is the paint and flooring in good condition? Is it dark or bright?
While first impressions begin at the curb, they do not stop at the front door. Here are some tips to consider for the interior of your home:
Finally, here are a few other important reminders and suggestions:
Follow these tips to minimize your home’s days on market and maximize your financial result! CLICK HERE to get the listing process started.
So you have decided to buy a house, second home or investment property but do you have enough money saved for a down payment?
Here are 7 steps to saving up so you can make your property goals a reality.
1) First determine how much you need to save. This depends on the purchase price of the property and the percentage of the down payment. Most lenders require anywhere from 5% to 20% of the purchase price depending on the type of loan. The goal is to put 20% down so you don’t have to pay Private Mortgage Insurance (PMI). So let’s say your plan is to purchase a $200,000 (National median home price) home and put 10% down (average down payment), you would need to save up $20,000 for your down payment. You will also need some additional funds for closing costs.
2) Next determine your timeline. Per the National Association of REALTORS, 37% of buyers saved up for their down payment for 6 months or less. 15% saved up for 6-12 months and 10% saved up for 12-18 months. How long do you plan to save?
3) Now, break it down. How much will it take each month to reach your savings goal within your designated timeline? For example, to save $20,000 in 24 months you would need to save $1,667 per month.
4) Decide where you are going to save your money. Select a bank with low fees and high return. Try to keep this account away from your others so it is not easily accessible (so it is not in your face every time you log in to check on your checking account balance tempting you to spend it). If you can move money there directly from your paycheck that is always best – out of sight, out of mind.
5) START BIG! Unless you have this extra income each month, you will need to commit to some major lifestyle changes for the next year. For example, can you move to a smaller less expensive apartment for a year or take in a roommate in your current place? Another option is to take on a part time job. Or you could trade in your car for a less expensive one. Overall, what big step are you going to do to make your property goals a reality? After all, it is just a year right?
6) THINK SMALL TOO. What small changes can you make to save money? Here are some simple ideas for small savings that add up:
7) Get an accountability partner. Don’t let all of your planning and hard work go to waste. Partner with someone that will help keep you in line. They should be ok with being hard on you if necessary and supportive along the way. Having someone holding you accountable might make you think twice before going on that spur of the moment shopping trip.
Good luck with your savings and just remember how amazing the reward will be! As always, let us know if The Hereda Team can assist you with your property goals in any way. CONTACT US TODAY.
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